Could you afford to replace all your belongings you experienced a fire, theft, or another major loss tomorrow? If you have ever asked yourself, "Do I need renter’s insurance." the answer is probably yes. Renter’s insurance is an affordable and important investment! It only takes a few minutes to review your options and find a plan that will cover you.
What is Renter's Insurance?
Renter’s insurance is a policy that provides most of the benefits found with homeowners' insurance, including liability insurance. The tenant's personal property is also covered against named perils such as fire, theft, and vandalism. Renter’s insurance does not include coverage for the dwelling or structure, with the exception of small alterations made by the tenant. The owner of the building is responsible for insuring it but bears no responsibility for the tenant's belongings.
How Much Renter’s Insurance Do I Need?
The cost of renter’s insurance and the amount of personal property coverage you need depends on the worth of your property.
To get a better understanding of your coverage needs, ask yourself the following questions:
Contact us to learn more about the right renters insurance policy for you.
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