Boat Insurance

Your boat is a vehicle and requires insurance. Do you remember the last time you reviewed your insurance policy? Our team can help ensure you're covered from bow to stern with the best possible rates!

What is Boatowner's Insurance?

Boat insurance protects a boat, its owner, and its passengers in the event of a loss. 

It can include all motorized water vehicles, including, but not limited to, fishing boats, pontoon boats, yachts, and jet skis.​

Boating Insurance Coverages

  • Liability coverage - This option covers injuries and property damage to others as a result of a covered accident in which you are found to be legally liable. This may include pollution liability and wreckage removal, depending on your Policy.
  • Collision coverage - This option covers for damages to your boat, motor, trolling motor, or trailer, along with fixed (and some portable) boating equipment resulting from a covered accident with another boat or object.
  • Comprehensive coverage - This option covers damages to your boat, motor, trolling motor, trailer, and some fixed and portable boating equipment resulting from events other than a collision. For example, this can include damage from fire, theft, or storms.
  • Uninsured or underinsured boater coverage - This option covers the insured for damages and bodily injury that you and any passenger of your boat sustain if injured in a covered accident involving an uninsured or underinsured boater, and, in some cases, involving a hit-and-run boater.
  • Medical payments - This option covers medical expenses for the treatment of injuries incurred by you or your passengers while operating or occupying your boat.
  • On-water towing and labor coverage - This option covers towing expenses and other emergency services up to pre-defined limits in the event your boat becomes disabled on the water.
  • Fishing equipment coverage - This option covers damage incurred to fishing equipment while on your insured boat, or while being carried onto or off of your insured boat.
  • Personal effects coverage - This option covers replacement costs for damages or losses of your personal property while onboard, or while being carried onto or off of your insured boat.

Contact us to learn more about the right boat insurance for you.
(630) 550-0150
​201 E Army Trail Rd. Ste 210
Bloomingdale, IL 60108
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