Umbrella Insurance
Extra liability protection that kicks in when your auto or home insurance limits are exhausted. Protect your assets and future earnings.
in extra coverage for as little as
$150-300/yearThat's less than $1 per day for significant protection!
Why Umbrella Insurance?
Your standard auto and home policies have liability limits. If you're sued for more than those limits, you could be personally responsible.
Extra Liability Protection
Provides an additional $1-5 million in liability coverage beyond your underlying policies.
Protect Your Assets
Shields your savings, investments, home equity, and future wages from lawsuits.
Broader Coverage
Covers claims that may not be covered by underlying policies, like libel and slander.
How It Works
Imagine you're in a serious car accident and the other driver sues you for $750,000. Your auto insurance has a $300,000 liability limit.
Without Umbrella Insurance:
With Umbrella Insurance:
Who Needs Umbrella Insurance?
Consider umbrella insurance if any of these apply to you:
- You own a home or have significant assets
- You have a pool, trampoline, or dog
- You coach youth sports or volunteer
- You entertain frequently or host events
- You have teen drivers in your household
- You own rental property
- You serve on a board or committee
- You have a high income or net worth
Protect What You've Built
Get a free umbrella insurance quote and protect your assets for less than $1/day.