Business Owners Policy (BOP)
The smart way to insure your business. A BOP bundles essential coverages into one convenient policy, often at a lower cost than buying each separately.
Save with Bundling
A BOP typically costs 15-20% less than purchasing general liability and property coverage separately.
- One policy, one premium
- Simplified management
- Comprehensive protection
What's Included in a BOP?
A Business Owners Policy combines essential coverages that most businesses need.
General Liability
Protection against third-party claims of bodily injury and property damage.
Commercial Property
Coverage for your building, equipment, inventory, and business personal property.
Business Interruption
Replaces lost income if your business is forced to close due to a covered loss.
Equipment Breakdown
Covers repair or replacement of equipment that breaks down.
Customize Your Coverage
Add optional coverages to your BOP to create a tailored insurance solution for your specific business needs.
Is BOP Right for Your Business?
BOP is ideal for small to medium-sized businesses with:
- Less than 100 employees
- Annual revenue under $5 million
- Physical business location
- Standard business operations
BOP is Perfect For
Get Your BOP Quote Today
See how much you can save by bundling your business insurance.