Home Insurance
Your home is your biggest investment. Protect it with comprehensive coverage from trusted insurance carriers.
What's Typically Covered
- Your home's structure
- Personal belongings
- Other structures (garage, shed)
- Liability claims
- Medical payments
- Additional living expenses
Coverage Options
Comprehensive protection for your home and everything in it.
Dwelling Coverage
Protects the structure of your home from covered perils like fire, wind, and hail.
Personal Property
Covers your belongings including furniture, electronics, clothing, and more.
Liability Protection
Protects you if someone is injured on your property or you damage someone else's property.
Additional Living Expenses
Covers temporary housing costs if your home becomes uninhabitable due to a covered loss.
Water Backup Coverage
Protects against damage from sewer or drain backups (optional endorsement).
Identity Theft Protection
Helps cover expenses if you become a victim of identity theft (optional endorsement).
Policy Types
We offer different policy types to meet your specific needs.
HO-3 (Special Form)
The most common policy type. Covers your dwelling on an open peril basis and personal property on a named peril basis.
HO-5 (Comprehensive)
Premium coverage that protects both your dwelling and personal property on an open peril basis.
HO-6 (Condo)
Designed specifically for condo owners, covering interior walls, personal property, and liability.
Why Choose Publix Insurance?
We work with multiple top-rated insurance carriers to find you the best coverage at competitive rates. Our experienced agents understand home insurance inside and out.
- Replacement cost coverage available
- Multiple deductible options
- Bundle with auto for additional savings
- Coverage for detached structures
- Personal liability protection
- 24/7 claims support
Save with Bundling
Combine your home and auto insurance with us and save up to 25% on your premiums. Plus, enjoy the convenience of managing all your policies in one place.
Get a Bundled QuoteProtect Your Home Today
Get your free home insurance quote and see how much you could save.