Commercial Lines

Commercial Property Insurance

Protect your business property from fire, theft, vandalism, and other covered perils. Coverage for your building, equipment, inventory, and more.

Office buildings

Retail stores

Warehouses

Restaurants

Manufacturing facilities

Medical offices

Auto shops

And more...

Coverage Options

Commercial property insurance protects the physical assets your business depends on.

Covers the physical structure of your building including walls, roof, floors, and permanently attached fixtures.

Protects equipment, furniture, inventory, supplies, and other business contents.

Replaces lost income and pays ongoing expenses if your business must close due to covered damage.

Covers repair or replacement costs when equipment mechanically or electrically breaks down.

Commercial property insurance typically covers damage from these common perils:

Fire and smoke damage

Wind and hail

Lightning strikes

Theft and vandalism

Explosion

Falling objects

Water damage (non-flood)

Vehicle or aircraft damage

Note: Flood and earthquake damage typically require separate policies. Ask us about adding this coverage.

Pays to replace damaged property with new property of similar kind and quality, without deducting for depreciation.

Pays the replacement cost minus depreciation. Lower premiums but less coverage.

You and the insurer agree on the property's value upfront. No coinsurance penalty.

Get a free commercial property insurance quote today.